Can you really invest with just £1?
26 Apr 2024
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Investors in Hargreaves Lansdown's Fund and Share account – its general investment account – pay no platform fee on shares, investment trusts and exchange-traded funds (ETFs). Stocks and shares Isa users pay 0.45% on these types of asset.
Platform charge
Trading charge
Foreign exchange charge
This applies to each trade of investments denominated in another currency, for example US stocks, on top of fund and trading charges.
We've estimated the cost of investing over the course of a year in a Hargreaves Lansdown stocks and shares Isa. We assumed that you'll make four purchases and four sales each year, spread out over different months.
Costs will vary depending on how much you invest and whether you trade funds or shares.
£5,000 | |
£10,000 | |
£25,000 | |
£50,000 | |
£100,000 | |
£250,000 | |
£500,000 |
Correct as of January 2024
Despite having many different filters available to search for funds and other investments, Hargreaves Lansdown does not allow users to filter on ESG characteristics of any kind.
It does, however, have detailed information on each fund, such as its top 10 holdings and sectors, including where underlying funds are invested, so investors can get a sense of what's in their funds.
Hargreaves Lansdown is regulated by the Financial Conduct Authority and covered by the Financial Services Compensation Scheme (FSCS).
When you invest with an investment platform that's registered with the Financial Conduct Authority, your money will be ring-fenced and should be returned if a company goes bust, without you having to wait alongside other creditors.
If ring-fencing failed, you would be compensated by the FSCS.
The FSCS will cover up to £85,000 of investments per person, per platform. You can claim for free online at fscs.org.uk. There's no reason to use a claims management company.
You won't be compensated for investments falling in value, or if a company in which you hold shares goes bust, unless this poor performance resulted from bad advice given by a regulated Independent Financial Advisor that has since gone bust.