By clicking a retailer link you consent to third party cookies that track your onward journey. If you make a purchase, Which? will receive an affiliate commission which supports our mission to be the UK's consumer champion.
Santander Investment Hub review
In this article
- Is Santander Investment Hub any good?
- What do customers say about Santander Investment Hub?
- How much does Santander Investment Hub cost?
- How much would I pay to invest with Santander Investment Hub?
- What can you invest in with Santander Investment Hub?
- Is Santander Investment Hub good for ethical investors?
- Is your money safe with Santander Investment Hub?
Is Santander Investment Hub any good?
Which? members can exclusively read the results of our unique customer satisfaction survey.
Members can log in to see our review of Santander. If you're not already a member, join Which? and get full access to these results and all our reviews.
What do customers say about Santander Investment Hub?
- ‘Relatively easy and straightforward method of managing my (admittedly small) investment. Could be a bit better at providing guidance on suitable investments sometimes.’
- ‘It's a safe and easy-to-access platform. Cheap fees and always plenty of help if required. I feel valued being part of the platform.’
- ‘I've been with Santander for sometime now and they've been very helpful.’
How much does Santander Investment Hub cost?
There's no difference in fees whether you're investing in a Santander Investment Hub stocks and shares Isa or a general investment account.
Annual platform charge:
- 0.35% on the first £50,000
- 0.2% on the next £450,000
- 0.1% on more than £500,0000
Trading charge:
- None
Fund charge:
- Average fund charge on Santander Investment Hub is 0.78% - with a high of 1.99% and low of 0.05%
How much would I pay to invest with Santander Investment Hub?
We've estimated the cost of investing over the course of a year in a Santander Investment Hub stocks and shares Isa, assuming you make four purchases and four sales each year.
Costs will vary depending on how much you invest.
£5,000 | |
£10,000 | |
£25,000 | |
£50,000 | |
£100,000 | |
£250,000 | |
£500,000 |
- Find out more: Compare investment platform fees and charges
What can you invest in with Santander Investment Hub?
Santander Investment Hub accounts and services
- General investment account
- Stocks and shares Isa (not flexible)
Investments on Santander Investment Hub
- 850 funds
Correct as of January 2024
Is Santander Investment Hub good for ethical investors?
Santander Investment Hub has a page on its website that lists all of the ‘sustainable’ funds available on its platform, though there is no further information on the funds beyond this.
For example, there is no detail of which sectors funds invest in or the top 10 holdings.
- Find out more: Ethical investing explained
Is your money safe with Santander Investment Hub?
Santander is regulated by the Financial Conduct Authority and covered by the Financial Services Compensation Scheme (FSCS).
When you invest with an investment platform that's registered with the Financial Conduct Authority, your money will be ring-fenced and should be returned if a company goes bust without you having to wait alongside other creditors.
If ring-fencing failed, you would be compensated by the FSCS.
The FSCS will cover up to £85,000 of investments per person, per platform. You can claim for free online at www.fca.org.uk; there's no reason to use a claims management company.
You won't be compensated for investments falling in value, or if a company in which you hold shares goes bust, unless this poor performance resulted from bad advice given by a regulated Independent Financial Advisor that has since gone bankrupt.
- Find out more: How the FSCS work